CategoryA Finance Industry with Purpose

In 2012 David was commissioned by the Royal Society for the Arts (RSA), to lead a programme called Tomorrow’s Investor. Its conclusions suggested a big gap between what people wanted from the financial system, and what today’s structures are delivering.

Since that time “The Purpose of Finance” has been a leitmotif of David’s work. Purpose is not a lens through which the industry has historically been studied. He has therefore lead and commissioned research on this topic and he has introduced business school courses on the subject at London Business School and Cambridge University.

Working with Dr Harinder Mann, he has also advocated for reform in two particular areas. First, that the costs that investment managers charged should be made known to their customers. Second, that a well regulated system of collective saving, was the most effective for providing pensions, and should be allowed in the UK, without requiring the costly guarantees.

Following the Financial Crisis of 2008, he was also asked to contribute to inquiries into the banking, accountancy standards and other issues.

Further details of this work can be found below

  • Investment Cost and Charges
  • Collective Pensions
  • Broader Issues in the Financial System

About David

A Scottish business and social entrepreneur and author

Contact David

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  • Phone: 07715 167 097